In reality, there is no legal right to Social Security benefits, no matter how much you have paid into it. The government encourages this myth by referring to Social Security taxes as "contributions." In the 1937 Supreme Court case, Helvering v. Davis, the Court ruled that Social Security was not a contributory insurance program, saying, "The proceeds of both [employee and employer] taxes are to be paid into the Treasury like internal-revenue taxes generally, and are not earmarked in any way." In the 1960 case of Flemming v. Nestor the U.S. Supreme Court ruled that workers have no legally binding contractual rights to their Social Security benefits and that those benefits can be cut or even eliminated at any time. In other words, Social Security is simply another payroll tax that has been collected by the government and spent as the money came in. When there are not enough young people to continue this Ponzi scheme, it will come crashing down and we, who have paid into the system for the last (in my case 45) years will lose the benefits under the guise of “means testing” which means only those people who have lived off the government for decades and have not prepared for their retirement will collect it.
[it's time to put it on] for thoughtful discussions about life, liberty and the pursuit of happiness
Friday, November 1, 2013
THINK YOU ARE "ENTITLED" TO SOCIAL SECURITY?
In reality, there is no legal right to Social Security benefits, no matter how much you have paid into it. The government encourages this myth by referring to Social Security taxes as "contributions." In the 1937 Supreme Court case, Helvering v. Davis, the Court ruled that Social Security was not a contributory insurance program, saying, "The proceeds of both [employee and employer] taxes are to be paid into the Treasury like internal-revenue taxes generally, and are not earmarked in any way." In the 1960 case of Flemming v. Nestor the U.S. Supreme Court ruled that workers have no legally binding contractual rights to their Social Security benefits and that those benefits can be cut or even eliminated at any time. In other words, Social Security is simply another payroll tax that has been collected by the government and spent as the money came in. When there are not enough young people to continue this Ponzi scheme, it will come crashing down and we, who have paid into the system for the last (in my case 45) years will lose the benefits under the guise of “means testing” which means only those people who have lived off the government for decades and have not prepared for their retirement will collect it.
Friday, October 25, 2013
Capitalism, serving others…Political Force, enslaving others.
“Prior to capitalism, the
way people amassed great wealth was by looting, plundering and enslaving their
fellow man. Capitalism made it possible to become wealthy by serving your
fellow man.” (Walter E. Williams). For
the past 70 years, the Federal political/bureaucracy class has increasingly
looted, plundered and enslaved the rest of America under the guise of serving
us. Today, we must obtain their
permission to do just about anything we want to do. Capitalism is dependent on voluntary
transactions between parties. The politicians/bureaucrats
use force to take our money, control our property and our actions, and decide
how to redistribute our wealth to create a dependent class who will keep them
in power. And, sadly, we have allowed them to do it, by sending politicians to Washington who choose to ignore the Constitution.
Friday, August 30, 2013
UNDERSTANDING THE COLLECTIVIST MIND
I
have tried over many years to understand the mind-set of individuals who live
off the riches of free enterprise while at the same time condemning free
enterprise. Instead they appear to seek
to destroy free enterprise and replace it with what might be called
collectivism, whereby we have a utopia in which all wealth goes into a common
pot and we are ladled out our portion by some “fair” method (the method yet to
be determined). I recently read a quote by
Spanish
philosopher José Ortega y Gasset, from “The Revolt of the Masses” (1929), who
watched Spain veer from Monarchy to Socialism to Civil War to
Dictatorship. This is the best
explanation I have seen to explain the mind-set of those who would replace free
enterprise. I have taken the liberty of
rewriting his quote to make it a little easier to understand. His original quote follows my rewrite.
My
thesis, therefore, is this: the very efficiency with which goods and services
are delivered to the masses cause the masses to not only take the goods and
services for granted, but to consider the highly organized structure that
delivers them as a natural system, rather than a cooperative system of voluntary transactions, largely free from government interference. Thus is
explained the absurd state of mind revealed by these masses; while concerned
only with their own well-being, they remain clueless to the cause of that
well-being. They do not see what is behind the wealth of goods and services
from which they benefit. Instead, they demand these benefits peremptorily, as
if they were natural rights and will always be there, no matter how many
restrictions they place on those who voluntarily create
and deliver these goods and services. A scarcity of food results in the mob
going in search of bread, and the means it employs is generally to wreck the
bakeries. This may serve as a symbol of the attitude adopted, on a greater and
more complicated scale, by the masses of today towards the system of free
enterprise by which they are supported.
The original quote: Spanish philosopher José Ortega y Gasset,
“The Revolt of the Masses” (1929):
My thesis, therefore, is this: the very perfection with
which the 19th century gave an organization to certain orders of existence has
caused the masses benefited thereby to consider it, not as an organized, but as
a natural system. Thus is explained and defined the absurd state of mind
revealed by these masses; they are only concerned with their own well-being,
and at the same time they remain alien to the cause of that well-being. As they
do not see, behind the benefits of civilization, marvels of invention and
construction which can only be maintained by great effort and foresight, they
imagine that their role is limited to demanding these benefits peremptorily, as
if they were natural rights.
In
the disturbances caused by scarcity of food, the mob goes in search of bread,
and the means it employs is generally to wreck the bakeries. This may serve as
a symbol of the attitude adopted, on a greater and more complicated scale, by
the masses of today towards the civilization by which they are supported.
Sunday, July 14, 2013
Consumers Are The Ultimate Polluters
Those of you who complain about industrial pollution
continue to drive your cars far more than necessary, continue to purchase
clothes when you have a closet full of clothes, continue to air condition your
homes when you could live without air conditioning (I grew up in a non-air
conditioned house), continue to take unnecessary vacations, continue to consume
fruits and vegetables shipped from around the world, use the internet (a data
center for handling, storing and processing internet data can consume 250
megawatts of power), and enjoy a thousand other luxuries that you could live
without. Then, you complain that the
ones who produce those goods and services, solely for your consumption, are the
ones guilty of “polluting” the earth. Consumers
are the problem…producers simply respond to the demands of the billions of
individuals who consume the goods and services they produce. Without consumption there would be no
production.
Thursday, July 4, 2013
Resolution to Rename the Statue of Liberty, July 4, 2013
Resolution: On this day, July 4, 2013, we resolve to
rename the “Statue of Liberty” the “Statue of Equality,” on order to reflect
the new enlightened common wisdom, which is not reflected in the current name
of the Statue or in our outdated Constitution.
We also resolve that the poem on the base of the Statue of Equality
shall be changed from “Give me your tired, your poor, your huddled masses
yearning to breathe free” to “All are welcome who believe that each should
contribute according to his ability, and each should receive an equal reward.”
The outdated thinking, as
envisioned by our forefathers, was for Government to limit itself to creating
the peaceful conditions within which the people are free to secure their own
well-being, with an emphasis on freedom of the individual. Any enlightened person will realize that this
will lead to unequal outcomes, with some citizens having more than others. Our collective wisdom now leads us to dictate
that our Government should take responsibility for securing the welfare of all the
people, and not just provide a structure under which they seek their own
selfish, greedy individual well-being. Thus,
we collectively must provide retirement security, medical care, education, food,
shelter, cell phones, and income security.
To accomplish this requires that the Federal Government organize massive
transfer payments from the “haves” to the “have nots.” Of course, this will
entail enormous handling fees and inefficiencies generated by bureaucracies,
political politicking, and cronyism, but this is a small price to pay to the
ensuing “equality” that we as a society so desire.
Saturday, June 22, 2013
From Freedom to Following Rules
For most of the USA’s history, transactions occurred based
on pragmatic experience. Society was
shaped by countless voluntary transactions based on the accumulated knowledge
gained through experience, largely free from government interference. Frederick
Hayek stated “all the famous early law-givers did not intend to create new law
but merely to state what law was and had always been.” For example, for decades, experience had shown
that to remain strong, banks needed a certain capital base, and to lend money
to buy a house, banks required that the recipient of the loan have a 10 percent
down payment (so they would have a vested interest in the property, and to show
they had the self-discipline to manage a budget to save up the down payment) and
that payments not to exceed 30 percent of income. This kept foreclosures at a minimum. “New” law was written requiring banks to
change their policies, not based on what worked, but to make the housing market
more “fair” and to increase home ownership, and this new law did not take into
account what experience had shown to be successful, but instead was based on
how bureaucrats envisioned how things “should” be. The result was the real estate bubble that
ended with the financial meltdown of 2007. The “Affordable Health Care Act” is
the latest huge law written by our ruling elite which will replace largely
voluntary transactions between doctors and patients with detailed laws that all
caregivers and patients must follow…forget voluntary transactions based on
years of experience. More and more, voluntary
transactions, based on knowledge gained through experience, are being replaced
by very detailed, specific laws, written and implemented by an elite few who
think that their limited knowledge can construct a society of rules that is
superior to a free society. We are
quickly turning away from what has made the USA prosperous, and so far, the
results are not favorable.
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Sunday, March 17, 2013
Berating Corporations… biting the hand that feeds you
I saw a post today from the “Seniors for a Democratic
Society” Facebook page, where Sen. Bernie Sanders said “if you want to start
going after someone for closing the deficit, start with these greedy
corporations!” I would comment on their
Facebook page, but they blocked my comments after one post I made on their page
that was counter to their philosophy, which seems to be that the rest of the
world exists to provide them with the good life. Had I been able to comment on this post, here
is what I would have said. What are
corporations? Legal entities set up by
one or more people who want to invest their money to produce a good or service
to offer for sale to others. Their
objective is to receive a reasonable return on their investment, and they only
do that if what they offer is voluntarily purchased by someone who values it,
and if their cost to produce it (plus the added costs of the government’s take)
is less than the cost to provide it.
That is how we have pacemakers, cars, food, stints, entertainment,
houses, televisions, gasoline, phones, and everything else we consume. Somehow, those who post on Seniors for a
Democratic Society seem to think that corporations, who only provide what consumers voluntarily purchase, are evil, yet, they want all the goods and services
the corporations produce. This seems to
me to be the epitome of “biting the hand that feeds you.”
Friday, March 1, 2013
What makes politicians successful?
Politicians who represent special interests are
successful. Politicians who uphold the
Constitution and represent the average citizen are not successful. Why?
Those who want something from the government band together to elect
politicians who will deliver what they want.
Those of us who just want to be left alone and who want political power
dispersed as defined in our Constitution, don’t take the time to organize into
a “special interest” group, so our voices go unrepresented.
Tuesday, February 26, 2013
Benjamin Franklin on Welfare
"To relieve the misfortunes of our fellow creatures is concurring with the Deity; it is godlike, but, if we provide encouragement for laziness, and supports for folly, may we not be found fighting against the order of God and Nature, which perhaps has appointed want and misery as proper punishmets for, and cautions against, as well as necessary consequences of, idleness and extravagance? Whenever we attempt to amend the scheme of Providence and to interfere with government of the world, we had need be very circumspect, lest we do more harm than good. " Benjamin Franklin (In Smyth, writings of Benjamin Franklin, 3:135)
Sunday, February 17, 2013
Franklin D Roosevelt on Government Regulation and Legislation
“The
doctrine of regulation and legislation by ‘master minds,’ in whose judgment and
will all the people may gladly and quietly acquiesce, has been too glaringly
apparent at Washington…Were it possible to find ‘master minds’ so unselfish, so
willing to decide unhesitatingly against their own personal interests or
private prejudices, men almost godlike in their ability to hold the scales of
justice with an even hand, such a government might be to the interests of the
country; but there are none such on our political horizon, and we cannot expect
a complete reversal of all the teachings of history.” Franklin Delano Roosevelt,
in 1930, when he was still governor of New York.
Wednesday, February 13, 2013
Ways to Spend Money
Milton and Rose
Friedman, in their book Free to Choose, showed that there are only four
ways in which money can be spent. First,
your money can be spent on yourself. When you spend your money on yourself, you
try your best to get what you want at the least cost. Second, you can spend your
money on other people. Again, you try to get the best price you can although
you may not be as concerned about getting exactly what you want. Third, you can spend other people’s money on
yourself. Here, you don’t care how much is spent and you try to get all you can
(this is how special interests use government to get other people’s money).
Fourth, you spend other people’s money on other people. You didn’t have to earn
the money and you get credit for all the “good” you do with the money (along
with the power to decide who gets the money). Number four is the way all government programs
work.
Wednesday, February 6, 2013
An Entitlement Equals an Obligation
Every entitlement given to any individual by the government
is matched by a corresponding obligation which the government must impose on
another individual to provide the entitlement.
This holds not only for entitlements to individuals, but also to support
which the government gives to companies, schools, and groups of any kind. For example the government’s investment of
over 500 million dollars in the solar panel company Solyndra, required the
government to collect $1,000. from over 500,000 households. Think about that every time you hear about
another government program, no matter how laudable you think the intentions.
Saturday, January 26, 2013
Tyranny of the Majority
Once we
depart from the original understanding of the principles of the Constitution, the
majority assumes absolute rule through their elected officials, who are more
than happy to promise them anything in return for political power. This absolute power combined with a lack of
understanding and appreciation for the reason behind the separation of powers
contained in the historic Constitution paves the road to tyranny by an
all-powerful government with no protection of individual rights. You may think this is all fine as long as the
government is doing what you think is “fair” and “right” but what happens when
that power falls into the hands of those who use that power counter to your
interests and you have no longer have a Constitution to protect you?
Friday, January 25, 2013
Allocation of health care
If a chemical were discovered that gave lifetime immunity to cancer (but would not treat
existing cancer), and that chemical required huge amounts of raw material and processing costs and could only be produced in limited quantities, at a cost per individual treated of ten million dollars, who should receive the limited quantity of immunization and who should pay for it?
Tuesday, January 22, 2013
Government is our servant?
Ronald Reagan, in his second inaugural
address, spoke about when the USA was “created two centuries ago when, for the
first time in history, government, the people said, was not our master, it is
our servant; its only power that which we the people allow it to have. That system has never failed us, but, for a
time, we failed the system. We asked things of government that government was
not equipped to give. We yielded authority to the National Government that
properly belonged to States or to local governments or to the people
themselves.” Think of how much further along
we are today on that road to complete National Government control over our
lives and property.
Saturday, January 19, 2013
An interesting fact regarding mass killings
“With just a single exception, the attack in
Tucson last year, every public shooting in the U.S. in which more than three
people have been killed since at least 1950 has occurred in a place where
citizens are not allowed to carry their own firearms. Had some citizens been
armed, they might have been able to stop the killings before the police got to
the scene. In the Newtown attack, it took police 20 minutes to arrive at the
school after the first calls for help.” JOHN R. LOTT JR. The Facts About Assault Weapons and Crime The Wall Street Journal January 18, 2013
Thursday, January 17, 2013
Do elected officials defend the Constitution?
When he spoke of his
presidential oath in his public letter to Albert G. Hodges, Abraham Lincoln
said: "It was in the oath I took that I would, to the best of my ability,
preserve, protect, and defend the Constitution of the United States. I could
not take the office without taking the oath. Nor was it my view that I might
take an oath to get power, and break the oath in using that power." Do our current Federal elected officials “preserve,
protect, and defend the Constitution” or do they “take an oath to get power,
and break the oath in using that power?"
Thursday, January 10, 2013
Do-Gooders
The voice of reason is so often drowned out by the cries the of do-gooders who do not think beyond their opinion of what is “right”
or “fair” and do not think beyond the present moment and circumstances, not understanding or thinking through the
future implications of their demands.
Their demands generally consist of insisting on government coercion to
impose their accepted way of behavior on others.
Saturday, January 5, 2013
A Drop In The Bucket?
During the debate on the proposed 60 Billion dollar
Sandy relief bill, it was said by many (both Congressional members and others)
that this is only a drop in the bucket in the national budget. Put on your thinking cap and realize that
this would require taxing 6,000,000. households $10,000. each. If that is a drop in the bucket, perhaps the
bucket has gotten too big.
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